Guest Editorial: Personal Insolvency – A Fresh Start
The international personal insolvency conference, A Fresh Look at Fresh Start: The Human Dimension to Bankruptcy was hosted by Queensland University of Technology, Brisbane, Australia in September 2016. The conference attracted delegates from a wide-range of disciplines including academics, accountants, economists, financial counsellors, lawyers, regulators, policy makers and non-profit organisations. They came from around the globe bringing perspectives from North America, Europe, Africa, Asia, and Oceania.
While the current focus in much insolvency scholarship or commentary is upon salvaging economic value for large businesses facing financial collapse, the harsh reality is that many more people experience financial stress as over-indebted consumers or ‘owners’ of micro/small/medium sized enterprises. This conference provided a forum for scholars, practitioners and policy-makers to discuss and present on the human experience of bankruptcy.
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